Only you can decide. Bear in mind that you can fix your mortgage payments for up to 30 years and you’ll have an asset that’s likely to appreciate, subject to market fluctuations. If you choose to continue being a tenant, you’ll likely face regular rent increases and you might harm your potential net worth.
your income details (paystubs and income tax returns). Explain your current situation-Be ready to outline your current hardship and explain why you are having trouble making your mortgage payment and if this is a short-term or long-term problem. Your mortgage company will need to understand the reasons why you are having difficulty in order.
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But there's always an opportunity for a loan officer, even if the market is in a down cycle or a lull.. and educated on mortgages and the many loan options available to homeowners. However, this latter group might get a small base salary, along with benefits. It takes time and real-life experience to master those things.
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