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A mortgage loan originator may operate independent of employment by a licensed mortgage lender mortgage broker or mortgage servicer. The mortgage loan originator just needs to have a license. False. In face to face applicant and applicant does not wish to answer the questions in the government monitoring section the loan offer must.
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Mortgage brokers work on commission, which are paid by you, by the lender, or by both you and the lender. If you work with a mortgage broker, the industry norm is for them to charge you an origination fee equal to 1 percent of the loan amount.
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