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2019 FHA Loan Limits Increased Local Florida Mortgage Broker Fannie and Freddie Loan Limits Set to Increase in 2019 – Government-backed mortgages are also influenced by this increase. VA loans will match the new conforming limits in 2019. FHA loans are calculated at 65 percent of the prevailing conforming limit. In 2019, the FHA loan limit will be 324,827 in most parts of the country. In high cost areas, the new limit will be 150 percent of the conforming limit.

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